Everything you get.
Every fee you pay.
Most brokerages make you sit through a tour to hear a number. Here is Circle's entire deal, published. Bring it to any other office and ask them to match the page.
Your split, by track.
The cap is the most Circle will ever take in split during your anniversary year. Hit it and you keep 100% of every commission after, minus a flat $250 per closing.
| Agent type | Split until cap | Cap | After the cap | Notes |
|---|---|---|---|---|
| Standard agent | 80 / 20 | $16,000 | $250 per deal | The baseline seasoned tier. |
| Standard agent, under 5 deals in 12 months | 70 / 30 | $16,000 | $250 per deal | Moves to 80/20 at your anniversary year after capping. |
| New agent, mentorship track | 50 / 50 first 3 deals, then 70 / 30 | $16,000 | $250 per deal | A dedicated mentor works your first three transactions with you. |
| Team member | 80 / 20 | $8,000 | $250 per deal | Lower cap for agents on a Circle team. |
$149 / closing
$25 broker compliance review plus $124 risk management. The entire per-transaction fee stack.
$200 / month
The whole platform below, with E&O insurance included. One line item you can actually budget, instead of five subscriptions and an annual E&O surprise.
$500 one-time
New agent enrollment. Experienced agents (5 or more closings in the last 12 months) enroll for $300.
Fee schedule effective July 2026, confirmed in writing at onboarding.
What the cap does to a real year.
An $800,000 average sale at 2.5% is $20,000 gross per deal. Here is the standard 80/20 track against a no-cap house at the same split.
| Deals closed | Your gross commission | Circle keeps | A no-cap 80/20 house keeps | The cap saves you |
|---|---|---|---|---|
| 4 | $80,000 | $16,000 (capped) | $16,000 | $0 |
| 10 | $200,000 | $16,000 | $40,000 | $24,000 |
| 20 | $400,000 | $16,000 | $80,000 | $64,000 |
Illustrative math before transaction fees, which run $149 per deal plus $250 per post-cap closing. Run it with your own numbers.
What the monthly actually buys.
"Most brokerages charge $100 a month and give you nothing. We charge $200 and hand you a business." Here is the full list behind Scott's line.
Willow AI
Voice-driven offer writing, 24/7 client chat, database prospecting, CMAs, and a branded app for every client. Meet Willow →
CRM platform
Full contact management, pipeline tracking, and follow-up automation. Your database, organized and worked.
IDX website
Your own branded, MLS-integrated property search site. Buyers search on your site, not a portal.
DocuSign
Digital signatures and document management, included instead of billed to you.
Contract-to-close
Transaction management from accepted offer to funded file, so you stay in front of clients.
MAXA design
Branded marketing templates for social, print, and digital. Look like a team of ten.
Circle app
Your 30-60-90 onboarding plan, the full training curriculum, and progress tracking in one app.
Slack access
Direct line to Circle leadership, staff, and every agent in the company. Answers in minutes, not ticket queues.
12 support staff
6 admin, 4 marketing creatives (graphics, video, social, print), and 2 inside sales agents you can delegate to.
Coaching with Scott
Script practice three mornings a week, live. Plus monthly speakers, masterminds, and the Agent Leadership Council. The training system →
E&O insurance
Errors and omissions coverage built into the monthly. No separate policy, no annual lump sum, no surprise at closing.
Zillow Preferred leads
Pre-qualified buyer leads for qualifying agents, pay at closing only. How the lead engine works →
Plus the office itself: a full floor at 3250 Airflite Way with color print included. Look inside.
How the models compare.
eXp and Real publish their schedules, so those columns are their own numbers. Franchise and "100%" shops don't publish, so those columns are commonly reported structures. Every brokerage sets its own terms: verify anything here directly.
| Circle | eXp (published) | Real (published) | Typical franchise (reported) | |
|---|---|---|---|---|
| Split until cap | 80 / 20 | 80 / 20 | 85 / 15 | ~64 / 36 with royalty |
| Cap (company dollar) | $16,000 | $16,000 | $12,000 | $22,000 to $35,000+ |
| Monthly / annual fee | $200/mo, E&O included | $85/mo | $750/yr, rising to $900 | Tech + desk fees vary |
| Per-transaction fees | $149 | $65 | $40 | Varies by office |
| Post-cap fee | $250 | $250 | $285 | Royalty continues |
| E&O insurance | Included | In per-deal fees | In per-deal fees | Billed separately |
| A real office you can work from | Yes, 8,400 sq ft | No | No | Yes |
| In-person coaching with the broker | 3x per week | Virtual only | Virtual only | Varies; often paid extra |
| Buyer leads provided | Zillow Preferred, pay at closing | Not provided | Not provided | Rarely; self-generated |
| New-agent mentorship cost | 50/50 on first 3 deals, mentor works them with you | Extra 20% on first 3 deals | 25% to 50% on first 3 deals, negotiated | Team splits, varies |
Sources: exprealty.com/income and joinreal.com plus Real's published support articles, as of July 2026. Franchise column reflects commonly reported Keller Williams style economics; KW, Compass, RE/MAX, and the local independents do not publish schedules. Lead programs at other brokerages may exist regionally; none is listed on their national join pages. This table is a model comparison, not an offer.
From sit-down to your first Circle closing.
Switching feels bigger than it is. In California it's a DRE transfer and an afternoon of paperwork. Here's the whole path.
The sit-down
30 to 45 minutes with Scott or Ingrid. Your numbers against ours, a walk through the office, every question answered. Confidential either way.
Your written offer
Your track, split, cap, and fees on paper. Take it home, compare it, sleep on it. No expiration pressure.
The transfer
We file the DRE license change and MLS updates with you. Most agents are fully moved in days, not weeks.
Onboarding, 30-60-90
Your plan loads into the Circle app on day one: systems set up, Willow trained on your database, first script practice on the calendar.
Ask any other brokerage for this page.
They'll offer you a meeting. We just gave you the numbers. Now come meet the people behind them.